5 Must-Have Resources For the Self-Employed
The results* are in: baby boomers are rethinking retirement in favor of ‘Encore Careers’ working for themselves. Are you one of them? If so, you may be wondering where to start, and how to make it work with the life you already live. Here are just five of the many must-have resources available for your “second act”. A full list of resources for the self-employed can be found here.
1) ALTERNATIVE WORKSPACES – Many towns and cities offer pay-as- you-go or affordable short-term workspace. Co-working options include informal open spaces with shared amenities like break rooms and fitness desks, or more formal offices that mimic the corporate environment. Perhaps “maker spaces,” “commercial kitchens,” or “incubator space” suits your business. Check out local social and traditional media for shared workspace locations near you.
2) GROUP BUYING & LOCAL DEAL SITES
Sites like Rewardli or AppSumo leverage the power of the crowd to save money on office supplies, travel services, and more. Research group-buying sites with the best offerings for you.
3) BANKING & FINANCIAL SERVICES
Banks have specialists to help self-employed people manage their banking and credit card options. Online financial services groups like Lendio make it easier to get small-business loans. For that retirement nest egg, self-employed folks can create a Simplified Employee Pension Individual Retirement Account (SEP IRA).
4) INDIVIDUAL INSURANCE COVERAGE
Self-employed individuals are three times more likely to be uninsured than the national average. But, there are lots of individual insurance options from major insurance brands like VSP Individual Vision Plans, Aetna, Blue Cross Blue Shield, Delta Dental, Cigna and Humana. Coverage can be the key to thriving in the new economy because it reduces the stress related to working for yourself and makes it truly financially rewarding. Talk with your eye doctor, physician and dentist about the care you need. Research plans to identify the one with the most coverage for your budget.
5) MEMBER DISCOUNTS & DEALS
Many Chambers of Commerce and industry groups like the Freelancers Union offer member discounts and deals that more than cover the cost of joining.
And speaking of vision coverage…
Did you know nearly 50% of Americans don’t have vision coverage? And many are self-employed and/or retired. Some may think vision insurance is unaffordable.
Luckily, that’s a misconception, thanks to VSP Individual Vision Plans. With individual and family vision plans, people who work for themselves can have the same benefits and savings as they would under an employer’s plan.
Visit www.vspdirect.com for more details or to enroll in an individual vision plan today. Enrollment is open year round so you can be covered in as little as five days after enrolling in a plan.
Eyes do more than help you see; they have an impact on your quality of life. From increased effectiveness and productivity at work, to fewer headaches and reduced eye strain, it pays to keep your eyes healthy.
*https://www.forbes.com/sites/allbusiness/2015/06/02/how-entrepreneurial-baby-boomers-are-rethinking-retirement/#4307bac810b0
