Legal Insurance: What Is It and Why You Should Have It

Disclaimer: This is a sponsored post. Although I have been compensated to write about ARAG legal insurance, I can assure you all thoughts and opinions here are entirely my own! #sponsored

Legal Insurance

Until last year I had never even heard of legal insurance and I’m not alone in that I’m late to the party. In other countries legal insurance is common. In Sweden 90% of people have it and in the United Kingdom 62%. Now that we are finding out about it in the U.S. more and more of us are asking the question, “What is legal insurance and why should I have it?”

First Things First

Legal insurance allows people to more easily find an attorney while taking away the fear of cost. Much like consumers use health insurance to pay for the cost of visiting a doctor, legal insurance covers the cost of working with an attorney. No matter what the problem is there is an attorney who can help you.

Ask yourself this questions, “Has a situation ever happened to me where I needed legal advice but I was afraid to go to a lawyer because I know I can’t afford it?” If you answered “yes” then you need to read on.

Here are some other reasons for legal insurance

  • Feel overwhelmed when dealing with a legal issue.
  • Don’t know who to turn to for legal advice or planning for the future.
  • Want to save time when dealing with legal issues.
  • No matter who we are or what our age, there are times when we need legal help. Check out this great infographic to see what you might need at different times in your life. (I provided a link in case this is hard for you to read).

    life cycle nanahood

    For example, my husband and I are in our 60s. We had a will drawn up when we first married, that was almost 37 years ago. Obviously things have changed and we need a new one but we can’t seem to find the time or extra money to do it.  A standard will can easily cost over a $1,000. That’s why we need legal insurance. It saves time and money!

    Still not convinced you need legal insurance? Have I got a deal for you!

    talk to attorney


    I want to make sure you understand what really great free legal advice you are getting for free. It includes….

    1. One phone call with an ARAG  Network Attorney who can help address an existing covered legal issues.
    2. Around-the-clock access to ARAG’s Online Legal Library
    3. State-specific templates created by attorneys that can be used to draw up legal documents

    How cool is that? Would love to hear from you after your free phone call to see how it went! Keep me posted and I’ll let you know as soon as we get our will revised. It’s at the top of my to do list and if you don’t have a will or done estate planning, why not put it at the top of your list right now?

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